Financial Advisory Terms of Use

Welcome to Kaizen-Investments.com. 

These Terms of Use govern your use of the website of Kaizen-Investments.com, hereafter referred to as “Kaizen-Investments.com”, all content, software and services (the “Services”) offered through Kaizen-Investments.com.

YOUR AFFIRMATIVE ACT OF USING Kaizen-Investments.com SIGNIFIES THAT YOU AGREE TO THE FOLLOWING TERMS OF USE, AND YOU CONSENT TO THE COLLECTION, USE AND DISCLOSURE OF PERSONAL INFORMATION AS DISCLOSED IN THE PRIVACY POLICY. IF YOU DO NOT AGREE, DO NOT USE Kaizen-Investments.com.

CHANGES TO THE TERMS OF USE

We may change these Terms of Use at any time. You can review the most current version of these terms by clicking on the “Terms of Use Financial Advisory” link located at the bottom of our web page. You are responsible for checking these terms periodically for changes. If you continue to use Kaizen-Investments.com after we post changes to these Terms of Use, you are signifying your acceptance of the new terms.

CHANGES TO Kaizen-Investments.com

We may discontinue or change any service or feature on Kaizen-Investments.com at any time and without notice.

OWNERSHIP OF INFORMATION; LICENSE TO USE Kaizen-Investments.com; REDISTRIBUTION OF DATA.

Unless otherwise noted, all right, title and interest in and to Kaizen-Investments.com, and all information made available through Kaizen-Investments.com or its Services, in all languages, formats and media throughout the world, including all copyrights and trademarks therein, are the exclusive property of Kaizen-Investments.com, its affiliates or its Data Providers. Any Content on websites (a “Site” or “Sites”) that are hosted by Kaizen-Investments.com and/or its affiliates, is owned by or licensed to Kaizen-Investments.com. User acknowledges the Content is protected under Hong Kong copyright laws. Such Content includes data and prices wholly owned by Kaizen-Investments.com and/or managed by Kaizen-Investments.com on behalf of a Site or Sites. You may not capture, record, publish, display, create derivative works of, republish the Content owned or hosted by Kaizen-Investments.com in whole or in part without consent from Kaizen-Investments.com or its clients.

In no event shall any user publish, retransmit, redistribute or otherwise reproduce any Kaizen-Investments.com Content in any format to anyone, and no user shall use any Kaizen-Investments.com Content in or in connection with any business or commercial enterprise, including, without limitation, any securities, investment, accounting, banking, legal or media business or enterprise, without the express written consent of Kaizen-Investments.com. You may use Kaizen-Investments.com and the Content offered on Kaizen-Investments.com only for personal, non-commercial purposes. You may use Content offered for downloading, such as daily data files, for personal use only and subject to the rules that accompany that particular Content. You may not use any data mining, robots, or similar data gathering and extraction tools on the Content, frame any portion of Kaizen-Investments.com or Content, or reproduce, reprint, copy, store, publicly display, broadcast, transmit, modify, translate, port, publish, sublicense, assign, transfer, sell, loan, or otherwise distribute the Content without our prior written consent. You may not circumvent any mechanisms included in the Content for preventing the unauthorized reproduction or distribution of the Content. 

EXCEPT AS OTHERWISE EXPRESSLY PERMITTED BY THE PRECEDING PARAGRAPH, YOU AGREE NOT TO REPRODUCE, RETRANSMIT, DISSEMINATE, SELL, DISTRIBUTE, PUBLISH, BROADCAST OR CIRCULATE ANY OF THE SERVICES OR MATERIALS IN ANY MANNER OR FOR ANY PURPOSES (WHETHER PERSONAL OR BUSINESS) WITHOUT THE PRIOR EXPRESS WRITTEN CONSENT OF Kaizen-Investments.com AND/OR THE DATA PROVIDERS. IN ADDITION, YOU SHALL NOT, WITHOUT THE PRIOR EXPRESS WRITTEN CONSENT OF Kaizen-Investments.com AND THE RELEVANT DATA PROVIDERS, MAKE COPIES OF ANY OF THE SOFTWARE OR DOCUMENTATION THAT MAY BE PROVIDED, ELECTRONICALLY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, TRANSLATING, DECOMPILING, DISASSEMBLING OR CREATING DERIVATIVE WORKS.

THIRD-PARTY SITES and ADVERTISERS

Kaizen-Investments.com may include links to third-party websites. Some of these sites may contain materials that are objectionable, unlawful, or inaccurate. You agree that Kaizen-Investments.com shall not be held liable for any trading activities or other activities that occur on any website you access through links on Kaizen-Investments.com. We provide these links as a convenience, and do not endorse the content or services offered by these other sites. Any dealings that you have with advertisers found on Kaizen-Investments.com are between you and the advertiser and you acknowledge and agree that we are not liable for any loss or claim you may have against an advertiser.

If you register as a user (a “Member”) of any of the features of Kaizen-Investments.com, including the Kaizen-Investments.com family of newsletters, Kaizen-Investments.com will automatically opt you into our email lists. From time to time, we may ask Members to review and agree to our Terms and Conditions. Upon your acceptance, you agree to let Kaizen add you back to our email lists.

You can edit your Account Information, including your newsletter preferences, at any time. Commercial email communications from Kaizen-Investments.com comes with an unsubscribe link at the bottom for you to opt-out of future such marketing communications. You can also email Kaizen-Investments.com at any time and request to be removed, temporarily or permanently from one or all of our email lists.

Kaizen-Investments.com does not share your email address with any third-party advertisers.

DISCLAIMER REGARDING CONTENT

Kaizen-Investments.com cannot and does not represent or guarantee that any of the information available through the Services or on Kaizen-Investments.com is accurate, reliable, current, complete, or appropriate for your needs. Various information available through the Services or on Kaizen-Investments.com may be specially obtained by Kaizen-Investments.com from professional businesses or organizations, such as exchanges, news providers, market data providers, and other content providers (e.g., the New York Stock Exchange, NASDAQ, CME Group and Dow Jones), who are believed to be sources of reliable information (collectively, the “Data Providers”). Nevertheless, due to various factors — including the inherent possibility of human and mechanical error — the accuracy, completeness, timeliness, results obtained from use, and correct sequencing of information available through the Services and Website are not and cannot be guaranteed by Kaizen-Investments.com. Neither Kaizen-Investments.com nor its affiliates make any express or implied warranties (including, without limitation, any warranty or merchantability or fitness for a particular purpose or use) regarding the Content on Kaizen-Investments.com. The Kaizen-Investments.com Content is provided to the users “as is.” Neither Kaizen-Investments.com nor its affiliates will be liable to any user or anyone else for any interruption, inaccuracy, error, or omission, regardless of cause, in the Kaizen-Investments.com Content or for any damages (whether direct or indirect, consequential, punitive or exemplary).

DISCLAIMER REGARDING INVESTMENT DECISIONS AND TRADING

Decisions to buy, sell, hold or trade in securities, commodities, and other investments involve risk and are best made based on the advice of qualified financial professionals. Any trading in securities or other investments involves a risk of substantial losses. The practice of “Day Trading” involves particularly high risks and can cause you to lose substantial sums of money. Before undertaking any trading program, you should consult a qualified financial professional. Please consider carefully whether such trading is suitable for you in light of your financial condition and ability to bear financial risks. Under no circumstances shall we be liable for any loss or damage you or anyone else incurs as a result of any trading or investment activity that you or anyone else engages in based on any information or material you receive through Kaizen-Investments.com or our Services.

DISCLAIMER REGARDING HYPOTHETICAL PERFORMANCE RESULTS

Hypothetical performance results have many inherent limitations, some of which are mentioned below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and actual results subsequently achieved by any particular trading program.

One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of the trading losses are material points, which can also adversely affect trading results. There are numerous other factors related to the market in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.

REGISTERED USERS

Certain services, such as watchlist, screeners, or portfolios, are available only to registered users of the Kaizen-Investments.com website and require you to sign in with a user name and password to use them. If you register as a user (a “Member”) of any of the features of Kaizen-Investments.com, during the registration process you may be prompted to click on “Register Now,” “Submit” or a similar button; your clicking on such button will further confirm your agreement to be legally bound by these Terms and Conditions.

In consideration of your use of the Kaizen-Investments.com website, you represent that you are of legal age to form a binding contract and are not a person barred from receiving Kaizen-Investments.com Services under the laws of Hong Kong or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current, and complete information about yourself as prompted by the Kaizen-Investments.com’s registration form (the “Registration Data”) and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or Kaizen-Investments.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Kaizen-Investments.com has the right to suspend or terminate your account and refuse any and all current or future use of the Kaizen-Investments.com Services (or any portion thereof).

ACCESS AND SECURITY

You accept responsibility for the confidentiality and use of any user name and email address that you may register for your access to and use of the Services. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Kaizen-Investments.com of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Kaizen-Investments.com cannot and will not be liable for any loss or damage arising from your failure to comply.

FEEDBACK TO Kaizen-Investments.com

By submitting ideas, suggestions, documents, and/or proposals to Kaizen-Investments.com through its contact or feedback webpages, you acknowledge and agree that: (a) your Contributions do not contain confidential or proprietary information; (b) Kaizen-Investments.com is not under any obligation of confidentiality, express or implied, with respect to the Contributions; (c) Kaizen-Investments.com shall be entitled to use or disclose (or choose not to use or disclose) such Contributions for any purpose, in any way, in any media worldwide; (d) Kaizen-Investments.com may have something similar to the Contributions already under consideration or in development; (e) your Contributions automatically become the property of Kaizen-Investments.com without any obligation of Kaizen-Investments.com to you; and (f) you are not entitled to any compensation or reimbursement of any kind from Kaizen-Investments.com under any circumstances.

INDEMNITY

You agree to indemnify and hold Kaizen-Investments.com and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of Content you submit, post, transmit, modify or otherwise make available through the Kaizen-Investments.com Services, your use of the Kaizen-Investments.com Services, your connection to the Kaizen-Investments.com Services, your violation of the Terms of Use, or your violation of any rights of another.

TERMINATION

You may terminate your Kaizen-Investments.com account, any associated email address and access to the Kaizen-Investments.com Services by submitting such termination request to Kaizen-Investments.com. Members can automatically either deactivate or delete their Kaizen account through the Member Profile page.

You agree that Kaizen-Investments.com may, without prior notice, immediately terminate, limit your access to or suspend your Kaizen-Investments.com account, any associated email address, and access to the Kaizen-Investments.com Services. Cause for such termination, limitation of access or suspension shall include, but not be limited to, (a) breaches or violations of the Terms of Use or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) discontinuance or material modification to the Kaizen-Investments.com Services (or any part thereof), (d) unexpected technical or security issues or problems, (e) extended periods of inactivity, (f) engagement by you in fraudulent or illegal activities, (g) and/or abusive correspondence with Kaizen-Investments.com. Further, you agree that all terminations, limitations of access and suspensions for cause shall be made in Kaizen-Investments.com’s sole discretion and that Kaizen-Investments.com shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the Kaizen-Investments.com Services.

KAIZEN SUBSCRIPTIONS MEMBERSHIP, CANCELLATION & REFUND POLICY

Unless otherwise stated, all subscriptions are automatically renewing.

To cancel your Kaizen Investments subscription, please login to www.Kaizen-Investments.com and visit the “Subscription Details” page to cancel. Upon receipt and processing of the cancellation request, Kaizen will email you a cancellation confirmation. Please retain a copy of the cancellation email for your records.

Annual and bi-annual subscriptions are eligible for a full refund within the first 30-days of your payment. Monthly subscriptions are eligible for a refund within 24-hours of your payment. After the aforementioned refund periods, all sales are final. Follow the steps above to cancel your subscription, upon receipt and processing of the request, Kaizen will acknowledge the cancellation via email. If the refund request was sent within the time period allowed, the refund will be approved and processed within 7 business days.

Kaizen does not offer partial cancellations. Upon cancellation your service will remain active through the end of your paid term.  

DISPUTES

Effective: September 30th, 2020

ALL DISPUTES (EXCEPT ACTIONS FOR INJUNCTIVE RELIEF BROUGHT BY KAIZEN) ARISING UNDER THIS AGREEMENT SHALL BE RESOLVED EXCLUSIVELY THROUGH BINDING ARBITRATION BEFORE A FORUM LOCATED IN WANCHAI, HONG KONG. YOU AGREE THAT IN ANY SUCH DISPUTE OR ARBITRATION, YOU WILL ONLY ASSERT CLAIMS IN AN INDIVIDUAL (NON-CLASS, NONREPRESENTATIVE) BASIS, AND THAT YOU WILL NOT SEEK OR AGREE TO SERVE AS A NAMED REPRESENTATIVE IN A CLASS ACTION OR SEEK RELIEF ON BEHALF OF THOSE OTHER THAN YOURSELF. YOU UNDERSTAND THAT BY AGREEING TO THIS SECTION, YOU ARE GIVING UP THE RIGHT TO LITIGATE (OR PARTICIPATE AS A PARTY OR CLASS MEMBER) IN COURT. YOU ALSO AGREE THAT ANY DISPUTE RESOLUTION PROCEEDING WILL ONLY CONSIDER YOUR INDIVIDUAL CLAIMS AND YOU AGREE THAT NO DISPUTE WILL BE HEARD AS A CLASS ACTION, REPRESENTATIVE ACTION OR CONSOLIDATED ACTION. ANY ACTION, PROCEEDING, OR ARBITRATION BROUGHT BY A PARTY PURSUANT TO THIS AGREEMENT OR ANY BREACH THEREOF MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CLAIM OR CAUSE OF ACTION AROSE, WHETHER OR NOT THE PARTY HAD ANY KNOWLEDGE OR NOTICE THEREOF.

USER AGREEMENT

Effective September 28, 2020

From time to time Kaizen-Investments.com may review and update this policy.

The financial charts, quotes and reports (”Information”) from the website of Kaizen-Investments.com (”Kaizen-Investments.com”) are provided by Kaizen-Investments.com (”Kaizen-Investments.com”). Your use of Kaizen-Investments.com constitutes your acceptance of this User Agreement.

Terms and Conditions

The information provided by Kaizen-Investments.com on the Kaizen-Investments.com website is owned by or licensed to Kaizen-Investments.com and any user is permitted to store, manipulate, analyze, reformat, print and display information from Kaizen-Investments.com only for such user’s personal use. In no event shall any user publish, retransmit, redistribute or otherwise reproduce any information from Kaizen-Investments.com in any format to anyone. Prior to the execution of a security trade based upon information from Kaizen-Investments.com, you are advised to consult with your broker or other financial representatives.

Kaizen-Investments.com does not make any express or implied warranties (including, without limitation, any warranty of merchantability or fitness for a particular purpose or use) regarding information from Kaizen-Investments.com. Information from Kaizen-Investments.com is provided to the users “as is.” Kaizen-Investments.com will not be liable to any user or anyone else for any interruption, inaccuracy, error or omission, regardless of cause, in information from Kaizen-Investments.com or for any damages (whether direct or indirect, consequential, punitive or exemplary).

HKEX POLICY

HKEX INFORMATION SERVICES LIMITED, ITS HOLDING COMPANIES AND/OR ANY SUBSIDIARIES OF SUCH HOLDING COMPANIES ENDEAVOUR TO ENSURE THE ACCURACY AND RELIABILITY OF THE INFORMATION PROVIDED BUT DO NOT GUARANTEE ITS ACCURACY OR RELIABILITY AND ACCEPT NO LIABILITY (WHETHER IN TORT OR CONTRACT OR OTHERWISE) FOR ANY LOSS OR DAMAGE ARISING FROM ANY INACCURACIES OR OMISSIONS.

Disclaimers

The information contained in Kaizen-Investments.com and all pages is compiled for the convenience of site visitors. Kaizen-Investments.com furnishes this information without responsibility for accuracy and it is accepted by the site visitor on the condition that errors in transmission or omissions shall not be the basis for any claim, demand, or cause for action. The information and data were obtained from sources believed to be reliable, but we do not guarantee its accuracy. Neither the information, nor any opinion expressed, constitutes a solicitation of the purchase or sale of any securities, futures, or options.

No Advice or Solicitation

The information is not intended to provide tax, legal, or investment advice. The information does not constitute a solicitation by Kaizen-Investments.com of the purchase or sale of securities.

Morningstar Notice/Disclaimer for Fundamental Data

© 2020 Morningstar. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.